Penny Wise and Dollar Foolish

When times are tough, it's tempting to cut down on everything. However, cutting out some expenditures can actually cause bigger expenses in the long run.

For instance, don't skimp on the routine maintenance on your vehicles. It may make sense to take your car to the cheap oil-change place instead of the dealership, but don't stop getting the oil changed altogether, unless you want to risk ruining the engine altogether.